Everything you need to manage your money — and nothing you don't.
Expense & Save covers the full personal-finance cycle: capture, budget, understand, and grow. Every feature is designed to reduce friction — because a tool you don't use is worse than no tool at all.
Track everything
Log an expense or income in three seconds. Every entry captures amount, category, payment method, notes and date — and it all lives on your own account. Full CRUD on the dashboard, tables, and per-month totals.
Fast entry with keyboard-first shortcuts and per-user category & source lists.
Say the amount and category in one go. Parsed automatically via Web Speech API + AI.
Snap a photo of a receipt; we extract merchant, total, tax and line items.
Import a bank statement in one click. Auto-detects delimiter, encoding, and column format.
Plan and stay on budget
Set a monthly cap and let the dashboard keep you honest. Recurring bills auto-schedule so you never miss a subscription renewal or salary.
Set once. Track live. Nudges at 50%, 80% and 100% so you can course-correct early.
Daily / weekly / monthly / yearly. Pay or skip with idempotent one-tap controls.
Named goals with a target amount, target date and a daily-required-save assistant.
1-day-ahead push and in-app reminders for every active recurring plan.
Understand your money
Insights, charts and heatmaps turn raw transactions into decisions. Ask questions in plain English and get answers grounded in your own data.
6-month trend, spending-by-category pie, activity heatmap, savings streak.
Chat with a copilot that cites specific numbers from your dashboard.
AI-generated recommendations show potential monthly savings by category.
Log in any currency; the dashboard converts totals to your preferred display currency.
Household & sharing
Optional workspace sharing for couples and roommates. Each member keeps their private data; only the aggregate view is shared.
Invite by email or 8-character code. Owner controls membership; only totals are combined.
Members don't see each other's individual transactions — only rolled-up amounts.
Try it today — your first budget in 3 minutes
Free for personal use. No credit card. No lock-in.