From zero to a working budget in four steps.
Personal finance is intimidating for most people. Expense & Save is designed to collapse the setup work into a few tiny actions — then get out of your way.
1. Create your free account
Sign up with an email or Google account in under a minute. Your data is scoped to your account only — no one else can see it. A demo dataset is available if you want to explore first.
2. Add your first transactions
Log an expense or income manually, dictate one with your voice, snap a receipt for OCR, or import a CSV from your bank. Default categories are pre-seeded; you can rename or add your own anytime.
3. Set your monthly budget
Enter a single number — your monthly cap. The dashboard now tracks spending against it in real time, with nudges at 50%, 80% and 100%. Add recurring bills and salaries so they auto-schedule.
4. Learn, adjust, and save more
Review your dashboard weekly. The AI Advisor surfaces where you can cut back; the heatmap shows spending streaks and gaps. Progress toward each savings goal is visible at a glance.
Ready to try it?
The setup really does take three minutes — and it's free.